Fair Lending Statement

CU Lending operates in accordance with the provisions of the Fair Housing
Act and Equal Credit Opportunity Act. The Fair Housing Act makes it unlawful to discriminate in housing related
activities against any person because of race, color, religion, national origin, sex, handicap, or
familial status. The Equal Credit Opportunity Act prohibits discrimination with respect to any aspect of a
credit transaction on the basis of sex, race, color, religion, national origin, marital status, age (provided
the borrower has the capacity to enter into a binding contract), receipt of public assistance, or because
the borrower has in good faith exercised any right under the Consumer Credit Protection Act. GEM fully
supports the letter and spirit of both of these laws and will not condone discrimination in any mortgage
transaction.

Pacific Funding Group - 70 Eagle Rock Way, Suite A - Brentwood, CA 94513 Office Phone: (925) 634-6700 Fax: (925) 240-6000
Pacific Funding Group - 1320 Willow pass Road, Suite 710 Concord, CA 94520 Phone: (925) 334-5723
Phone: (925) 626-4610 Fax: (925) 626-4677.
Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the Department of Business Oversight.
Brentwood, CA NMLS #385320 | Concord NMLS #930622